¹ Subject to credit approval. Make 5 eligible net purchases (net purchases are purchases minus credits and returns) within the first 60 days of account opening and 2,500 Genuine Rewards points will be credited to your account 6–8 weeks after the 60-day period. The 2,500 Genuine Rewards points can be redeemed for a $25 H-D™ Gift Card. Your Harley-Davidson® Visa Account must be open and in good standing to earn and redeem rewards and benefits.

² Points are earned on eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus points. Genuine Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31, at 11 p.m. CST, of the expiration year. Harley‑Davidson™ Gift Cards issued from H‑D™ Genuine Rewards point redemption do not expire. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

³ $20 credit for annual SiriusXM subscription.
An automatic statement credit of $20 per 12-month period will be applied to your Harley‑Davidson® H.O.G. Elite Visa Signature^® card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible SiriusXM subscription, if the Account is in good standing (open and able to use). We reserve the right to adjust or reverse any portion or all of any SiriusXM credit for unauthorized purchases or transaction credits.
$30 credit annually at Harley‑Davidson^® dealerships.
When your account is used for up to $30 in purchases from H‑D dealerships, we will apply to your account, on an annual basis, statement credit(s) totaling up to $30. Credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase(s) is greater than $30, credit will be limited to $30 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account.
$49 annual H.O.G.^® Membership Credit.
When you use your Card to pay for annual H.O.G.^® Membership fees, we will apply to your account, on an annual basis, statement credit(s) totaling up to $49. Credit(s) apply to eligible net H.O.G. Membership fees purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase is greater than $49, credit will be limited to $49 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account. Offer not available for existing H.O.G. Lifetime or existing H.O.G. multi-year memberships. New H.O.G. multi-year memberships are only eligible for one membership fee credit per multi-year membership.

⁴ To earn and be awarded points for miles ridden, the Primary H-D™ Visa Signature^® or H‑D™ H.O.G.™ Elite Visa Signature^® cardmember must have an account that is open and in good standing and be an active Full National H.O.G.^® Member (“Qualifying Cardmember”). After becoming a Qualifying Cardmember, an odometer reading must be recorded at a participating H‑D^® dealership or by an alternate Harley‑Davidson^® authorized recording method. H‑D™ Visa Signature^® cardmembers earn 1 point for each mile ridden. H‑D™ H.O.G.™ Elite Visa Signature^® cardmembers earn 2 points for each mile ridden. Cardmembers can earn up to 50,000 points per calendar year and will be awarded 12 weeks following each subsequent odometer reading, unless further verification is requested for award. See official rules for details at www.h-dvisa.com/miles.

⁵ NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/2022. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, including how to enter without being a Cardmember or without making a purchase, click here for Official Rules (PDF). Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc., 222 W. Adams St., Ste. 3100, Chicago, IL 60606.

⁶ Existing Full H.O.G. Lifetime Members will receive 5% back on eligible H‑D dealership purchases (purchases minus credits and returns, on your H.O.G. Elite Visa card) made in 2022, up to $49. The 5% back will be in the form of a statement credit to your H.O.G. Elite Visa account no later than April 2023. The H.O.G. Elite account must be in good standing at the time statement credit will be applied. Only one credit per account.

⁷ Free credit score access, alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the alert functionality.  The free VantageScore^® credit score from TransUnion^® is for educational purposes only and not used by U.S. Bank to make credit decisions.

⁸ U.S. Bank provides zero fraud liability for unauthorized transactions. Cardmember must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

⁹ Certain terms, conditions and exclusions apply. Refer to your Visa card "Guide to Benefits" for details.